*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Manrope,Arial,sans-serif;background:#e7ebf0;color:#06111a;line-height:1.55}
a{color:inherit}
.wrap{width:min(1120px,calc(100% - 36px));margin:auto}
.topbar{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:18px 0;border-bottom:1px solid rgba(22,63,111,.18)}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;font-family:'Russo One',sans-serif;text-transform:uppercase;font-size:15px;line-height:1.05;letter-spacing:.03em}
.brand img{width:42px;height:42px;object-fit:contain;filter:contrast(1.55) brightness(.6) saturate(1.3)}
.top-phone{display:inline-flex;align-items:center;justify-content:center;white-space:nowrap;padding:12px 18px;border:1px solid rgba(22,63,111,.22);border-radius:999px;background:#fff;text-decoration:none;font-weight:900}
.hero{padding:46px 0 24px}
.hero-card,.card{background:#fff;border:1px solid #cbd5df;border-radius:24px}
.hero-card{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(280px,.9fr);gap:24px;align-items:center;padding:34px}
.hero-card img{width:100%;height:330px;object-fit:cover;object-position:center bottom;border-radius:20px;background:#d9e0ea}
.eyebrow{margin:0 0 10px;color:#005bd8;font-size:12px;font-weight:900;letter-spacing:.14em;text-transform:uppercase}
h1,h2,h3{margin:0;font-family:'Russo One',sans-serif;text-transform:uppercase;font-weight:400;letter-spacing:-.035em}
h1{font-size:clamp(36px,5.5vw,70px);line-height:.98}
h2{font-size:clamp(28px,4vw,48px);line-height:1;margin-bottom:20px}
h3{font-size:24px;line-height:1.1;margin-bottom:10px}
em{font-style:normal;color:#005bd8}
p{color:#425968;font-weight:650}
.lead{font-size:18px;max-width:680px}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:56px;padding:0 22px;border-radius:14px;text-decoration:none;border:0;cursor:pointer;font-weight:900;text-transform:uppercase;font-size:13px;letter-spacing:.04em}
.btn-blue{background:#005bd8;color:#fff}
.btn-red{background:#c9252d;color:#fff}
.btn-dark{background:#151b22;color:#fff}
.section{padding:34px 0}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.grid.two{grid-template-columns:repeat(2,1fr)}
.card{padding:24px}
.card ul{padding-left:20px;margin:12px 0 0}
.card li{margin:9px 0;color:#314a5b;font-weight:750}
.money{display:block;color:#005bd8;font-family:'Russo One',sans-serif;font-size:clamp(30px,4vw,46px);line-height:1;margin-bottom:10px}
.toc{display:flex;flex-wrap:wrap;gap:8px;margin-top:22px}
.toc a{padding:10px 12px;border:1px solid #cbd5df;border-radius:999px;background:#fff;text-decoration:none;font-weight:900;font-size:13px}
.toc a:hover{background:#005bd8;color:#fff}
.note{padding:22px;border-left:5px solid #c9252d;background:#fff;border-radius:18px}
.content{display:grid;gap:18px}
.content p{margin:0}
.content h2{margin-top:8px}
.text-card p+p{margin-top:12px}
.mini-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.mini-card{padding:18px;border:1px solid #cbd5df;border-radius:18px;background:#fff}
.mini-card strong{display:block;color:#005bd8;font-family:'Russo One',sans-serif;font-size:22px;font-weight:400;line-height:1.05;margin-bottom:8px;text-transform:uppercase}
.steps{counter-reset:step;display:grid;gap:12px}
.step{position:relative;padding:22px 22px 22px 74px;background:#fff;border:1px solid #cbd5df;border-radius:20px}
.step:before{counter-increment:step;content:counter(step, decimal-leading-zero);position:absolute;left:20px;top:20px;width:38px;height:38px;display:grid;place-items:center;border-radius:12px;background:#005bd8;color:#fff;font-weight:900}
.link-list{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:12px}
.link-list a{padding:14px;border:1px solid #cbd5df;border-radius:14px;background:#fff;text-decoration:none;font-weight:900;color:#06111a}
.link-list a:hover{background:#005bd8;color:#fff}
.warning{border-left-color:#005bd8}
.muted{color:#5f6f7d;font-size:14px}
.faq details{background:#fff;border:1px solid #cbd5df;border-radius:18px;padding:18px;margin-bottom:10px}
.faq summary{cursor:pointer;font-weight:900;font-size:18px}
.breadcrumbs{margin:16px 0 0;color:#5f6f7d;font-size:13px;font-weight:800}
.breadcrumbs a{text-decoration:none;color:#005bd8}
footer{margin-top:34px;padding:30px 0;background:#fff;border-top:1px solid #cbd5df}
.footer-links{display:flex;flex-wrap:wrap;gap:12px;margin-top:14px;color:#5f6f7d;font-weight:800}
.footer-links a{color:#005bd8;text-decoration:none}
@media(max-width:820px){
  .topbar{display:grid;grid-template-columns:1fr;justify-items:start}
  .hero-card{grid-template-columns:1fr;padding:22px}
  .hero-card img{height:260px}
  .grid,.grid.two{grid-template-columns:1fr}
  .mini-grid,.link-list{grid-template-columns:1fr}
  .top-phone{width:100%}
}